Auto Insurance
Affordable Auto Insurance in York, PA
Driving in Pennsylvania comes with risks, and having the right auto insurance keeps you protected on the road. At Nicholas Insurance, we provide customized car insurance policies for drivers in York and surrounding areas, ensuring you get reliable protection without breaking the bank.
Milewise
Check out our new pay-per-mile insurance policy!
Allstate's new pay-per-mile insurance policy gives you the same trusted coverages and claims support at a rate based on your mileage and driving habits. With a low daily rate and a per-mile rate, you now have the ability to control how much you spend on insurance. Drive less, pay less!
At Allstate, we know that auto insurance isn’t one-size fits-all. Your insurance needs are unique, so we’re prepared to offer a policy that’s custom-tailored to you. Our innovative “Your Choice Auto” packages offer coverage that fits your needs and your budget.
Our Your Choice Auto package options include the following:
Platinum Package: This is Allstate’s most innovative and comprehensive package, with four primary features.
• Multiple accident forgiveness begins the day you sign up – so, your rates won’t go up just because of an accident, no matter how many! This option is perfect for families with teen drivers.
• Safe driving deductible rewards allow you to earn $100 credit toward your collision deductible for every six months of safe driving.
• A safe driving bonus check, equal to five percent of your premium, sent every six months that you don’t file a claim – your reward for being a safe driver!
• New Car Expanded Protection provides replacement coverage on your new vehicle for the first three years that you own it. We’ll repair or replace your car without deduction for depreciation. (This also provides loan/lease gap coverage.)
Gold Package: This offers more features and rewards than a standard auto policy, with three primary features.
• First accident forgiveness begins the day you sign up – so, your rates won’t go up just because you file a single claim on your policy! This option is a perfect way to provide peace of mind for many of our customers.
• Safe driving deductible rewards allow you to earn $100 credit toward your collision deductible for every six months of safe driving.
• New Car Expanded Protection provides replacement coverage on your new vehicle for the first three years that you own it. We’ll repair or replace your car without deduction for depreciation. (This also provides loan/lease gap coverage.)
Standard Package: Our standard plan provides the quality coverage you expect from Allstate at an affordable price. After five years of safe driving, you’ll earn first accident forgiveness.
Collector Car Insurance
Through our partner company, Hagerty, we also offer collector car insurance. These specialized policies cover low usage, high value vehicles – including antiques, muscle cars, classic cars, exotic or special interest vehicles, street rods, custom cars, vintage motorcycles, and antique fire trucks or tractors.
Unlike standard car insurance, which deducts for depreciation, we cover these vehicles for an agreed amount equal to the appraised value of the car. Perfect for collector vehicles, this protects your investment in the restoration and maintenance of your car.
Our Auto Insurance Coverage Options
Liability Coverage
Protects you if you’re at fault in an accident
Collision Coverage
Pays for damage to your vehicle after an accident
Comprehensive Coverage
Covers theft, vandalism, weather damage, and more
Uninsured/Underinsured Motorist
Protection against drivers with insufficient coverage
Medical Payments
Helps cover medical expenses after an accident
Why Choose Nicholas Insurance for Car Insurance?
As an independent agency, we compare policies from multiple carriers to make sure you’re getting the best rates and coverage. Whether you need insurance for your daily driver, a new teen driver, or even a classic car, we’ve got you covered.
Get a free York, PA auto insurance quote today
Call Nicholas Insurance
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Address
1550 Kenneth Rd, Ste J, York, PA, United States, 17408